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Healthcare

Key Questions for Universal Payer

Key Questions for Universal Payer

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In Colorado’s current healthcare system, the cost of providing care to a patient often exceeds the payment received in return for the services provided. On average among the various major health insurance groups (Medicare, Health First Colorado, private insurance, self-pay, CICP), only patients covered by private insurance pay the full amount of their cost of care back to their provider.

Inflation and the Colorado Option Plan

Inflation and the Colorado Option Plan

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The Colorado Option, signed into law in 2021, is a state-regulated health insurance program which requires carriers to offer “standardized plans” within the individual and small-group markets at reduced prices.

The Evolution of the Colorado Public Option: CSI Impacting the Debate

The Evolution of the Colorado Public Option: CSI Impacting the Debate

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After publishing 8 reports, 3 rounds of testimony, and over a dozen meetings with legislators, Common Sense Institute’s work has led the way in helping impact the debate and deliver the facts on the Colorado public option health care proposal…leading to lots of changes.

The Revamped Public Option Bill

The Revamped Public Option Bill

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Common Sense Institute analyzes the impacts of the amended version of HB21-1232, requiring premiums for the Colorado option to be set 18% lower than the 2021 average in the individual and small-group insurance markets, with some allowance for medical inflation.

Third Time Is No Charm

Third Time Is No Charm

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The Latest Colorado Public Option Proposal Still Threatens the Jobs of Health Care Workers and May Trigger Higher Costs for Businesses and Households