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Housing Mismatch: Mortgage Capacity vs Home Prices

Housing Mismatch: Mortgage Capacity vs Home Prices

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In 2010, Colorado was ranked 20th in the nation for the size of the mismatch between household mortgage capacity and the value of owner-occupied housing. Colorado’s ranking rose to 11th highest, tied with California.

Colorado schools alone are contributing $1.16 billion annually to pay down the unfunded liability of PERA. That is over $21,000 per teacher, and up from $16,100 per teacher just a few years ago.

Read the report: https://bit.ly/3WgvchO
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We are thrilled to announce the 2024 Free Enterprise Summit! Join our speaker Doug Ducey, Chief Executive Officer of Citizens for Free Enterprise & the 23rd Governor of Arizona for a fireside chat.

Secure your spot now: https://bit.ly/3LaIAxJ
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PERA`s latest annual report shows that stabilizing its finances has come at a massive cost. Total annual contributions have increased 43% while active membership has grown less than 1%.

Read the report - link in bio!
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The growth of our team over the past few years has been remarkable. We are immensely grateful for the dedication, hard work, & passion shown by all our employees & interns. We look forward to continuing this journey together and achieving even greater milestones in the future!

From left to right: Jake Smith, CSI Intern, DJ Summers, CSI CO Director of Policy & Research, Chris Brown, CSI CO VP of Policy & Research, Mary Goodley CSI US Director of Major Grants & Fundraising, Brielle Muelle, CSI CO Director of External Affairs & Memberships, Glenn Farley, CSI Arizona Director of Policy & Research, Kristin Strohm, CEO & President, Cole Brown, CSI CO Research Analyst, Katie Ratlief, CSI Arizona Executive Director, Cinamon Watson, CSI COO, Rasheed Garza, Daniels Scholar Junior Fellow, Alex Stevinson, CSI Intern, Avery Martinez, Daniels Scholar Junior Fellow, Toby Lee, Daniels Scholar Junior Fellow, Jade Gromer, Daniels Scholar Junior Fellow, Zachary Milne, CSI Arizona Senior Economist & Research Analyst, Ben Murrey, CSI Iowa Director of Policy & Research.
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🎧 New Podcast Alert!

In this special edition of Common Sense Digest, we dive into a crucial conversation from our recent event, "Fentanyl: Our Nation’s Most Devastating Challenge," held on June 27th. Listen to experts from across the country share their research and insights on one of today`s most pressing issues.

Tune in to gain a deeper understanding of the fentanyl crisis and its impact on our communities.

🔗 Listen now: https://bit.ly/3ztm6Fy
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Colorado`s total employment increased by 9,800 in May. Unlike in some previous months, the private sector contributed primarily to this growth (7,900 jobs).

Read the report: https://bit.ly/3VJY6W6
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TOMORROW: Join CSI for a very important event, "Fentanyl: Our Nation`s Most Devastating Challenge." Speakers from across the country will share research and insights on one of the most challenging issues of our time.

Register at the link in our bio!
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CSI’S MISSION

CSI’s mission is to examine the fiscal impacts of policies, initiatives, and proposed laws so that Coloradans are educated and informed on issues impacting their lives. Common Sense Institute was founded in 2010 originally as Common Sense Policy Roundtable. CSI’s founders were a concerned group of business and community leaders who observed that divisive partisanship was overwhelming policymaking and believed that sound economic analysis could help Coloradans make fact-based and common sense decisions.